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Fees

Fee Structure:

Everyone's needs and financial situations are different. The level of financial planning services and related products you may need will also be unique and will have a direct bearing on the fees you pay.

Your Initial Meeting is Complimentary:

Your initial consultation with us is always at no cost or obligation to you. We commit to clearly answer your questions about initial and ongoing costs and fees and let you know what you can expect to receive.  Our goal is to be completely transparent regarding fees. Generally we charge a flat fee for our services, which may include one or both of the following types of fees:

Financial Goal Planning:

Typically, this a flat fee charged one time or annually.

Investment Management Services:

Typically this is a flat percentage annual fee (i.e. 1%) based on assets that are managed.

Services typically include:

  • A complete financial inventory 
  • Complete review of investment goals, risk tolerance, current holdings, asset allocation, stock concentration, portfolio expenses and tax efficiency 
  • Recommendations to reach realistic goals for retirement, college funding or other needs 
  • Recommendations for types of accounts to use, asset allocation, and withdrawal strategies 
  • Cash reserve recommendations for emergencies and major expenses  
  • Assessment for life, disability, and long-term care protection needs