Broker Check

A HOLISTIC APPROACH TO PLANNING YOUR DIRECTION


GOALS REVIEW & COMMUNICATION

  • Regular meetings to review and evaluate your investment performance and update your overall financial goals
  • Bi-monthly Stein Wealth Advisors Newsletter and Monthly Economic Update to keep you apprised of the most current planning options
  • Special reports on important topics such as how to reduce your taxes
  • Stein Wealth Advisors special events, including client appreciation and education events (guests welcomed)


INVESTMENT SERVICES

  • Review your investments and design a personalized portfolio appropriate to your needs
  • Year-long, continual monitoring of your investments, quarterly statements and performance reports
  • Independent and objective advice at a simplified, fee only cost structure


EMPLOYER PLAN EVALUATIONS

  • Investment and tax analysis of stock options, stock appreciation rights, restricted stock options, non-qualified deferred compensation and employee stock purchase programs
  • Recommendations for the positioning of funds in employer provided retirement plans such as 401(k)s & 403(b)s




TAX PLANNING

  • Annual review of your tax situation & a comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies
  • Monitoring new tax laws that can affect your situation and advising you on advantageous changes
  • Free annual consultation with your tax preparer
  • Recommendations of tax solutions, including tax advantaged investments


RETIREMENT PLANNING

  • Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living, including social security and pension option analysis
  • Recommendations regarding the best distribution strategies for your employer retirement plans and IRAs
  • Analysis of beneficiaries of your IRAs and how to establish an Inherited IRA



EDUCATION PLANNING

  • Personalized analysis of children’s or grandchildren’s education needs
  • Assistance in understanding the elements of college costs and how financial aid functions
  • Continual development and implementation of recommendations to fund education including, but not limited to, understanding the restrictions and tax advantages of education savings vehicles (i.e. 529 Plans, Coverdell Savings Accounts) and other sources of funding, plus analysis of student loan structures and payoffs


INSURANCE PLANNING

  • Comprehensive evaluation of life, disability, liability and health insurance needs, including the evaluation and maintenance of policies you already have


ESTATE PLANNING

  • Analysis of your current estate plan and concerns: wills, living wills and powers of attorney, including assistance in designing and establishing trusts
  • Free annual consultation with your attorney
  • Assistance in transferring assets of other trusts to your Living Trust
  • Guidance about appropriate and necessary steps in the event of the death of a loved one